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Greater Scoring Power
What are the BENEFITS of VantageScore 4.0?
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Watch to find out 
VantageScore 4.0
makes its debut
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Preview our new model 
Annual model usage
SURGES past 8 billion
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See who’s using us now 
If credit files exclude
some public records …
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Will credit scores change? 
Score-averaging can
distort portfolio risk 
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Discover a better approach 
Impact of ignoring
sold-derog debt?
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Practically nil, to VantageScore 3.0 
How volatile
are credit scores?
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See our research results 
Overcome
limitations
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Why your model is limiting your growth 
Industry
acceptance
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Who’s using the VantageScore model? 
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Breaking Convention

The VantageScore 3.0 model challenges the status quo.
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THE SCORE
Inside the latest issue
LATEST ISSUES:
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Valued partners:
CBA MBA
VantageScore Licensees:
Equifax Experian TransUnion
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