Search VantageScore.com
Greater Scoring Power
Annual model usage
SURGES past 8 billion
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See who’s using us now 

Number of users climbs to more than 2,400 from over 2,000

Users include 34 of 50 largest U.S. financial institutions

If credit files exclude
some public records …
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Will credit scores change? 
  • Credit reporting companies may reduce tax-lien & civil-judgement information
  • What’s the score impact of reducing the availability of this data?
Celebrating
10 years
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It’s been a great ride 

  • 2006 debut brought competition to credit scoring
  • Revisit milestones in a decade of innovation 

How volatile
are credit scores?
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See our research results 

  • How credit scores change over 3- and 12-month periods
  • How score volatility can affect lender strategy

Impact of ignoring
sold-derog debt?
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Practically nil, to VantageScore 3.0 
  • Debts sold to collections can persist on credit files after bankruptcy
  • That has lenders thinking of revising reporting policies
  • They asked about credit score impacts of doing so
Overcome
limitations
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Why your model is limiting your growth 
  • Using pre-Recession assumptions?
  • Using just one timeframe?
Industry
acceptance
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Who’s using the VantageScore model? 
  • Used by more than 2,000 lenders
  • Used by 7 of the 10 largest banks
CLOSE

Breaking Convention

The VantageScore 3.0 model challenges the status quo.
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THE SCORE
Inside the latest issue
LATEST ISSUES:
November 2016
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Valued partners:
CBA MBA
VantageScore Licensees:
Equifax Experian TransUnion
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